A documented, repeatable process designed to support prudent fiduciary oversight—from initial policy review through ongoing monitoring.
An objective review of in-force trust-owned life insurance, examining carrier assumptions, crediting rates, cost-of-insurance trends, and funding adequacy relative to the trust’s purpose.
Clear, defensible records created at the time decisions are made—not reconstructed after the fact—so trustees can demonstrate the basis for retaining, replacing, or restructuring a policy.
Periodic reassessment aligned with a trustee’s continuing monitoring duty, helping identify when a policy’s performance or funding trajectory warrants a closer look.
A non-sales, non-advisory-replacement review of an existing policy or proposed course of action—useful when an attorney, trustee, or family office wants an outside, conflict-free perspective.
We help trustees answer tomorrow’s questions with today’s documentation.
Independent Fiduciary Analysis
Contemporaneous Documentation
Supporting Prudent Fiduciary Oversight